Posts filed under: FiscalMommi

In our family, we try to pass down important knowledge, wise lessons, delicious recipes, and engaging stories. The tradition of passing down generational wealth and financial literacy to help set... Read More

Donating to charity is a great way to give back, and everyone should lend a helping hand when they can. Black mothers can inspire the younger generation to donate by... Read More

I have a love hate relationship with my student loans. I hate that they are so much (almost 6 figures), I hate that the payments prevent me from traveling, and... Read More

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As a mom of 3 growing boys and 1 hungry husband, the amount of food we have to keep in this house is insane. Over the years, there were... Read More

When I began this process, I was clueless about where to start. I listened to podcast, read books, took financial courses, read articles, subscribed to personal finance blogs, practically everything... Read More

Now that the holiday season is over, we are left with all of the financial scars of being “Santa” because you may or may not have read my blog How... Read More

I paid off $32,295.30 of debt in 12 months!! I began this journey in $118,069 of consumer debt. This debt included several credit cards, medical expenses, 2 auto loans, 2... Read More

Christmas is right around the corner and everyone knows Christmas is the time of giving. The “giving spirit” can sometimes cause us to overspend, therefore leaving us in debt. But... Read More

ORIGINALLY POSTED ON THE BUSINESS INSIDER Angie Chatman Sep 9, 2019, 11:09 AM My mother purchased her home on the south side of Chicago for $55,000 in 1986, the equivalent... Read More

Black mom hosts ‘job fair’ at home to teach her kids about the importance of working for your money By Brianna Rhodes  – August 20, 2019 A Georgia mom is... Read More

There are many money lessons I’ve learned along this journey. Out of the many lessons, there are two tips that not only help me to be more financially responsible, but... Read More

It’s that time of year where we take our kids on a little vacation to enjoy summer a bit, away from home. Unexpectedly this year, I ran into passport issues... Read More

I definitely was wrong about a number of things as I entered into motherhood. First, I underestimated the amount of help I would need as I tried to continue being... Read More

The truth is, budget is not a bad word and no matter how wealthy you are, everyone needs a budget. Especially us moms that want to create successful money habits... Read More

Unfortunately money doesn’t grow on trees. I really wish it did. Because of this painfully obvious fact, when you have a large family like ours, budgeting is necessary. Turning homeschool... Read More

Financial constraints and bad debt are huge stressors and sleep deprivers for many people. This kind of stress is never short lived. It goes on and on and prevents people... Read More

Ok, so I know you’re wondering, how do I plan to pay off $92,000 and how long it will take me? Well, my plan is to pay off my student... Read More

As much as we dread April 15th that day comes around every year like clockwork. The moment of truth is less than one week away. Have you procrastinated this year... Read More

Although I did not grow up in poverty, I also wasn’t born into wealth. My husband jokes all the time about how I grew up “rich”, which couldn’t be further... Read More

We are talking about building wealth, therefore having only one source of income will not cut it. Take all of your eggs out of that one basket and start spreading... Read More

Ok, so I know you’re wondering, how do I plan to pay off $92,000 and how long it will take me? Well, my plan is to pay off my student... Read More

I was one of those lucky people who always knew what I wanted to do. It wavered once or twice as far as my career choice, but was always my... Read More

Hey Mommies, I want to take a moment to discuss a very serious topic. A topic that the success of our children, future grandchildren, and even our Nation depends on.... Read More

I’ve made many mistakes in my short 32 years on this earth, but when it comes to student loans, I’ve really outdone myself. Let’s recap Part I of this series... Read More

Have you heard the recent student loan debt statistics? According to Forbes, Student loan debt is now the second highest consumer debt category (2nd only to mortgage loans) and higher... Read More

Budgeting is all about making a plan for your money. Forgetting to budget 1 thing could destroy your entire budget and set you back for months. Here is a list... Read More

Did you know that you could negotiate your expenses? I asked this question on my Instagram account and I received so many questions about how. How much are your monthly... Read More

Sweet Like Money Savings Challenge It’s that time of year again! It’s the time of year when we make our annual financial goals. Saving is probably at the top of... Read More

Improving your Finances Assessing your financial health is essential. In order to successfully improve your finances, you have to know your current financial health. There are several factors to assessing... Read More

Do you find yourself asking, “where has my money gone”? Are you constantly waiting for the next paycheck, month after month? Do you struggle finding money just days before your... Read More