All posts by: Mykal Steen

#BossMommies at the ElevateHer Crawl

The opportunity to see a room full of passionate, hard-working, and business savvy black women cannot be described in words. As you know, we believe that it takes a Nation... Read More

My Top Two Financial Tips

There are many money lessons I’ve learned along this journey. Out of the many lessons, there are two tips that not only help me to be more financially responsible, but... Read More

Sis, Don’t Let Your 2019 Goals Become Your 2020 Goals

How committed are you to the goals you set in January? 2020 is in 6 months, what have you accomplished? I'm here to encourage you to finish the year strong.... Read More

My 12-Year-Old is Dating

I don’t know what happens in 7th grade, but apparently that is when hormones start to rage. Let me preface this by assuring you that when it comes to dating,... Read More

My Son Is My Fitness Motivation

Everyone begins their fitness journey with a motivator and a goal. What is your fitness motivation? What pushes you to focus on fitness? What is your fitness goal? I’ve learned... Read More

Dear Stepdad, Thank you!

But, if your family is anything like mine, there was no bond at first sight and the “blending” part of a blended family was more like oil and water. At... Read More

Abortion Laws 2019

The pro-life vs pro choice debate has been a long-standing debate that has created division of people in all circles. With the recent national news of abortion law changes, this... Read More

The B Word

The truth is, budget is not a bad word and no matter how wealthy you are, everyone needs a budget. Especially us moms that want to create successful money habits... Read More

Single Mom: Some Call it a Struggle, I Call it a Blessing

Single Mom, I know how it feels to desperately want your child’s father active in their lives. But believe me when I say you should be thankful for both the... Read More

My Strategy to Paying Off $92,000 of Student Loan Debt

Ok, so I know you’re wondering, how do I plan to pay off $92,000 and how long it will take me? Well, my plan is to pay off my student... Read More

The 30-Day Guide To Debt Freedom Workbook

When I began this process, I was clueless about where to start. I listened to podcast, read books, took financial courses, read articles, subscribed to personal finance blogs, practically everything... Read More

Women Can’t Raise Men

I did not need validation from anyone else. I knew I was doing an amazing job, with or without a man in the house. My son was respectful, loving, caring,... Read More

Becoming A Mom At 19

Today is the day, the day I became a mom! They said that today, August 24, 2006 is the day that this baby *19-year-old me* would have a baby of... Read More

Your Last Minute Tax Guide

As much as we dread April 15th that day comes around every year like clockwork. The moment of truth is less than one week away. Have you procrastinated this year... Read More

Securing our Legacy Part III: Preparing Our Children to Manage Generational wealth

Although I did not grow up in poverty, I also wasn’t born into wealth. My husband jokes all the time about how I grew up “rich”, which couldn’t be further... Read More

Securing Our Legacy Part II: Generational Wealth

We are talking about building wealth, therefore having only one source of income will not cut it. Take all of your eggs out of that one basket and start spreading... Read More

My Strategy to Pay Off $92,000 of Student Loan Debt

Ok, so I know you’re wondering, how do I plan to pay off $92,000 and how long it will take me? Well, my plan is to pay off my student... Read More

Securing Our Legacy, Part I: Who’s Going to Teach Our Children About Generational Wealth?

Hey Mommies, I want to take a moment to discuss a very serious topic. A topic that the success of our children, future grandchildren, and even our Nation depends on.... Read More

The Good, The Bad, & The Ugly of Student Loans

I have a love hate relationship with my student loans. I hate that they are so much (almost 6 figures), I hate that the payments prevent me from traveling, and... Read More

Student Loan Mistakes That I Made That You Should Avoid

I’ve made many mistakes in my short 32 years on this earth, but when it comes to student loans, I’ve really outdone myself. Let’s recap Part I of this series... Read More

I Have $92,000+ in Student Loan Debt

Have you heard the recent student loan debt statistics? According to Forbes, Student loan debt is now the second highest consumer debt category (2nd only to mortgage loans) and higher... Read More

10 Things You Are Forgetting In Your Budget

Budgeting is all about making a plan for your money. Forgetting to budget 1 thing could destroy your entire budget and set you back for months. Here is a list... Read More

Reducing Expenses

Did you know that you could negotiate your expenses? I asked this question on my Instagram account and I received so many questions about how. How much are your monthly... Read More

Recover From Overspending During The Holiday Season

Now that the holiday season is over, we are left with all of the financial scars of being Santa. Why is this? Because everyone loves Christmas and the spirit of... Read More

Setting Goals

January is notorious for being the month of goal setting. A new year is the perfect time to set annual goals. You should set goals for every area in your... Read More

Save $2019 In The Year of 2019 – Sweet Like Money Savings Challenge

Sweet Like Money Savings Challenge It’s that time of year again! It’s the time of year when we make our annual financial goals. Saving is probably at the top of... Read More

Sweet Like Money Challenge

Improving your Finances Assessing your financial health is essential. In order to successfully improve your finances, you have to know your current financial health. There are several factors to assessing... Read More

The 6 Essential Steps to Creating a Budget

Do you find yourself asking, “where has my money gone”? Are you constantly waiting for the next paycheck, month after month? Do you struggle finding money just days before your... Read More

Ultimate Guide to Avoid Overspending During the Holidays

Christmas is right around the corner and everyone knows Christmas is the time of giving. The “giving spirit” can sometimes cause us to overspend, therefore leaving us in debt. Here... Read More

I Paid Off Over $30,000 of Debt in 12 Months!!

I paid off $32,295.30of debt in 12 months!! I began this journey in $118,069 of consumer debt. This debt included several credit cards, medical expenses, 2 auto loans, 2 cellphones,... Read More